The Risks of Hiring an Uninsured Roofer: Protect Yourself and Your Property
At Reliable Roofing & Construction in Hattiesburg, MS, we understand the importance of hiring a competent and insured roofing contractor. An uninsured roofer could put you at risk of incurring significant financial losses if they were to cause damage to your property or suffer an injury while working on your property. Before you give consideration to any roofer, be sure that they are properly insured.
The primary reason for requiring a roofing contractor to have insurance coverage is to protect yourself from any potential liabilities arising from accidents or damages which may occur in the course of their work. A professional roofer is expected to have insurance that covers both property and bodily injury damages, as well as liability coverage for damages caused by defective construction materials or other unforeseen events that might arise due to their workmanship. If a roofer does not have the proper insurance coverage (or worse yet has no coverage at all), then you are leaving yourself open to potentially large monetary losses should an unexpected incident happen while they are working at your home or business.
A competent roofer will always carry insurance policies designed specifically for the type of projects they undertake. In addition, any subcontractors that may be hired by a professional roofer should also carry their own insurance policy covering them while they are on-site. Do not hesitate to request documentation verifying that the subcontractors performing any work on your project also have sufficient insurance coverage before signing any contracts with them.
Even if a roofer dutifully carries insurance, there are still some other considerations you should take into account regarding their ability to perform satisfactory workmanship on your project. You should always find out how long the roofer has been in business as this can be one indication of their experience level and whether they employ qualified technicians that can handle complicated repairs such as re-roofing multiple layers or installing specialty items such as copper gutters and flashings around chimneys and skylights in an appropriate manner .It is also a good idea to inquire about actual physical address since fly-by-night “contractors” may have no permanent place of business so tracking them down if there is ever an issue may prove difficult.
Be sure when you hire a reliable and professional insured contractor like Reliable Roofing & Construction in Hattiesburg MS, that you obtain specific documented assurances such as written warranties on all materials used including labor issues; proof of his/her license(s) along with copies of valid insurance certificates; exact details concerning services provided; cost breakdowns regarding labor/materials/equipment rental fees; and references if it is determined necessary after consultation between both parties. Doing these things will help ensure that having trustworthy professionals handling your job reduces risks associated with hiring an uninsured contractor and provide greater protection against costly remedies down the road due to shoddy workmanship from unlicensed operators .
How to find us:
- Reliable Roofing & Construction LLC
- 5267 Old Highway 11, Suite F, Hattiesburg, MS 39402
- 601-550-6286